Vindictive Neighbor Deliberately Rams Into Beat-Up Vehicle, But Karma Bites Back By Forcing Him To Make Lavish Insurance Payout
If there was one thing our narrator (Original Poster) could count on in this life, it was their trusty beat-up old car.
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OP copped it at $2000 when they were only 16. Now, a decade and many mismatched parts later, not to mention a handful of DIY repairs, she still ran like the wind—a tough girl through and through.
Now, OP didn’t have a garage or driveway space, so they took to parking in the street. Their neighbor, who had his own driveway, wasn’t the biggest fan of OP’s parking habits; he complained that maneuvering his truck around the street-parked relic was a hassle.
In a neighborly spirit, OP was happy to make adjustments. Scooting forward a bit? Maybe even backward? That was no problem for OP.
Well, this wasn’t enough for the neighbor; he wanted OP’s car off the street entirely. The situation took a dramatic twist when, from the vantage point of a fire escape, OP witnessed the neighbor back out of his driveway and deliberately slam into the side of their beloved clunker!
OP immediately pulled out their phone to record the crime scene and then escalated it to the proper authorities. Their car may be battered, rusty, and a patchwork of different vehicles' parts, but it was a reliable companion—they wouldn't have it mistreated.
The result was a $1600 payout from their neighbor's insurance company. While OP smiled at the bank, their neighbor was practically bursting with rage.
OP thought it served him right, though. Were they wrong for getting money for a beat-up car?
The story in detail
A little backstory
OP caught their neighbor on camera bashing into their car
Apparently, OP’s car was already beat up
OP filed an insurance claim and got a $1600 payout from their neighbor’s insurance
You bet OP’s neighbor was mad, knowing full well that the car was beat up
Here’s how the Reddit community reacted to the story:
“NTA. It doesn’t matter what state your car was in, at best he is an irresponsible driver.”
“NTA. Seriously?? He hit YOUR car and then got mad at you? If he comes back, file a report for harassment.”
“NTA. It’s cut and dry. He hit your car, took off and you did the right thing by putting a claim in.”
“You did what was legally right; you didn’t control the outcome or the insurance payout.”
“That dude did a hit and run? He deserves it. Good on you for making him pay up for his dumba** mistake.”
Redditors stood proudly behind OP, declaring it a clear-cut case. OP’s neighbor committed a hit-and-run, and filing a claim was the right call.
He slammed into OP’s car all because of an unjust vendetta. The consensus was firm: the state of the vehicle didn’t matter; what mattered was that he faced the consequences of his irresponsibility.
What do you think about this story? Let us know in the comments.