WIBTA For Refusing To Pay Off My Mom's MLM Debt And Risking Family Homelessness

A daughter grapples with the tough decision of whether to bail out her financially irresponsible mother or stand her ground and protect her own financial future.

Davy

• Published in Interesting
• May 15, 2024

In a situation that tugs at the heartstrings and the purse strings, a woman finds herself at a crossroads between familial loyalty and personal financial security. After her mother dove headfirst into a multi-level marketing (MLM) scheme and accumulated substantial debt, the family now faces the real risk of losing their home.

Despite warnings from her children, her mother abandoned a steady job to pursue what she believed would be entrepreneurial freedom. Now, with the family's finances in peril due to the MLM fallout, the burden of bailout looms large.

The daughter, currently on maternity leave, contemplates a significant financial sacrifice that would not only drain her savings but also dip into her husband’s earnings. Amidst emotional blackmail and unrealistic promises of repayment, she stands in a moral and financial dilemma that questions the very essence of responsibility and sacrifice within family dynamics.

The Story.

I don't think is fair.

"Working for someone's company is soul crushing."

My mom called me crying,

This story sheds light on the distressing impact of MLM schemes and the moral quandaries they can spawn within families. As we delve into community reactions, we’ll explore various viewpoints on whether the responsibility of alleviating financial ruin should fall on the shoulders of those who did not create it.

There will always be a family member or friend who feels entitled to the money you worked hard to save. It’s sad, but there it is .

Exactly! She's not going to a bank because she's a credit risk! The bank loves money and the fact that they wouldn't touch her with a barge pole says it all. OP stick you your guns and tell mummy to get a job instead of ruining everyone's lives. NTA

NTA - and I hope you don’t give her the $$ because that is the last you will see of it… if she did not have the sense to avoid the MLM scam, she will also not have the judgment to make money with a food truck.

She needs to get a job. So she wants to be an entrepreneur? Boo fucking hoo. She can try to be an entrepreneur once she's cleared her debt from the last time she tried to be an entrepreneur.

I absolutely wouldn't feel entitled to it.

You don’t owe her,

Speak to your dad about your mom’s threats.

This. I would be encouraging my dad to consider taking some space too. She’s clearly very manipulative.

She sounds like she's bought into a lot of the MLM.propaganda.

Yeah these people have two houses, they aren’t broke at all.

Never underestimate the slimy tactics of a person deep in the mlm/pyramid scheme cult mentality

Davy