Lady Refuses To Give Her Mom Part Of Her Inheritance Because She Doesn't Need It, Gets Supported Online

"She told me it's a shame I'm wasting my inheritance"

Maryjane

• Published in Interesting
• November 29, 2023

Your parents might look to you for financial help as you get older and more successful. And elderly people might require assistance as well.

There are times when you might feel compelled by morality to provide your parents with financial support. But first, you must be aware of your personal financial circumstances, and you will need a personal budget for it.

Whether or not you truly have the money determines whatever decision you make. It only makes sense to give your parents money; after all, they've been there for you your whole life.

But if it would mean a lower quality of life in the future, it is not advisable. Since a dollar in a retirement account grows tax-free, cutting back on your contributions will cost you far more than ordering often.

The OP inherited a lot of money from his late dad. Half of it is tied up in a 10-year cap 401k that the OP doesn't want to cash for strategic purposes because it is losing significant market value and is taxable.

OP's mom got around $100k from the inheritance. The OP was going to visit her mom down south, and she said her rumored arthritis was getting really bad.

She asked how much money the OP's bringing, and she wanted around $30k. OP doesn't mind giving the mom money if she is in any financial trouble, but she's not, so she wants to know if she's an AH.

The headline

OP doesn't mind giving the mom money if she was in any financial trouble, but she's not

Here are a bunch of the most upvoted comments from other Redditors for you to read through below

The OP has lived paycheck to paycheck until this point

OP's mom could probably retire right now if she wanted

This Redditor is astonished OP's mom got anything at all

Telling her mom she's not giving her any money

OP answers why she's seeking answers on Reddit even when she's a therapist

Lol the whole "what would you say to a client" thing doesn't work for my personal life because I don't give myself unconditional positive regard as I would towards somebody else. I'm working on it.

Why would she get anything from the OP's dad?

OP's life is just started and she needs the money

This is something OP's mom should have planned for

The OP is not obligated to give her mom a penny

The OP has bills of her own and she needs to set up for the future

The OP appears to be aware of the mom's money manipulation tactics. Redditors asked the OP not to give the mom any money while she's acting greedy, and besides, she's okay, and OP's got to pay off the loan.

Giving someone who is financially secure less money than they require is not considered selfishness. Some Redditors say she's making the OP feel something that no parent should ever make their child experience.

Maryjane