Reddit User Wants To Leave Their SO Because Of Her Reckless Spending

OP is tired of covering for their girlfriend's terrible financial decisions.

Senad

• Published in Interesting
• February 24, 2023

Living with someone you love can be a dream come true, but it can also be a financial nightmare. This is the case for the person who posted on Reddit about their situation.

Since 2016, they have been paying for all the utilities, mortgage, property tax, homeowners' insurance, groceries, and more. Their significant other (S/O) only pays for their debt and their vet bills, and although the S/O has been fully employed the entire time, they have had credit card debt of no less than $10,000 since they met.

OP has been nagging their S/O to get their spending under control but to no avail. The S/O's car broke down, and they had no money to buy a new one, so the Reddit user bought them a $4,000 car which, after fuel, insurance, and taxes, has cost them around $6,500.

While the S/O's food, housing, utilities, and insurance are covered, they have yet to save anything to fix their financial situation. All of this has led to OP questioning whether their relationship is a lost cause.

They have been paying their S/O's way for seven years, and the S/O has only saved around $400. OP is worried that they cannot rely on their S/O in case of an emergency or if they become sick or injured.

The S/O potentially wants children, but the Reddit user cannot trust them to handle their finances. OP is spending thousands of dollars every year because their S/O cannot take care of their financial problems.

OP has already spent at least $70,000 on their partner's expenses, and they can't keep carrying this financial burden. They love their partner and appreciate their good qualities, but they feel like their partner is actively sabotaging the life that they've worked 70+ hours a week to build for nearly the last decade.

OP was at a loss for what to do - they had invested so much time and money into the relationship, but they couldn't continue living like this. So OP turned to Reddit for guidance, and you read the advice given to them below.

OP has been living with their S/O since 2016 and the only expense the girlfriend has is to pay back her debt and pay for any vet bills necessary

The girlfriend has been in debt since they met and even though she works a full time job, the debt is still there

Her car recently broke down and she had no money in her bank account to get a new one, so OP stepped in

She doesn't make much money but it costs her nothing to live

OP can't trust her with their child if she can't even save up $10

OP loves her but they're strongly considering leaving her

Time to reconsider things

(Not so) fun fact!

Children do better with money

Enabling her behavior

While the S/O demonstrates loyalty and kindness, their persistent financial struggles and lack of effort to address them have taken a toll on the OP's well-being and retirement savings.

It's a reminder that financial compatibility is a crucial aspect of any relationship, and avoiding conversations about money matters can lead to long-term consequences

Senad