Man Denies Financial Aid To Brother Who Wasted Inheritance, Tells Him It's His Fault He's Broke

"He went on a wild spending spree – luxury vacations, a sports car, you name it."

Damjan

• Published in Interesting
• February 10, 2024

Assisting a family member in times of financial need is often considered a noble gesture, reflecting the bonds of kinship and support that tie families together. However, what happens when this assistance becomes a recurring pattern, with the same family member repeatedly asking for financial help?

OP considers himself the more financially responsible one in the family. He’s always been about budgets, savings, and the whole nine yards. His brother, on the other hand, lives for the moment.

When their grandfather passed away, he left them both a significant amount of money. OP used his share to pay off his mortgage and invested the rest for retirement. His brother, however, went on a wild spending spree – luxury vacations, a sports car, you name it.

Fast forward to last week. OP's brother shows up at his door, looking like he’s carrying the weight of the world on his shoulders. He’s broke. The inheritance is gone, poof, just like that.

And then comes the kicker – he’s asking OP for a “small loan” to tide him over. He’s family, sure, but here’s the thing: OP has bailed him out before. Several times. And it always goes the same way. He promises it's the last time, and then, boom, back to square one.

OP told him he couldn’t help this time. He said it was time for some tough love, that his brother needed to learn to manage his finances and deal with the consequences of his actions.

His brother called him heartless and said the family should always have each other's backs. Mom and Dad are on his side, claiming OP is being too harsh and that he should help him out “just this once”.

Should he have just lent his brother the money, or was he right to think that it was high time his brother learned his lesson the hard way?

OP refused to lend money to his brother who spent the inheritance quickly.

After they inherited a substantial sum from their grandfather's passing, OP secured his future by paying off his mortgage and investing wisely and his brother indulged in extravagant purchases like luxury vacations and a sports car.

His brother revealed he was broke and he requested a "small loan" from OP to help him through.

OP helped him out countless times, but it's become a pattern, this time, OP had to say no.

His parents sided with him and accused OP of being heartless for refusing to lend him money.

He's irresponsible with cash, OP shouldn't lend him anything.

OP's brother needs to realize money isn't unlimited.

OP's parents should take responsibility if they're so worried.

OP's money, OP's call, and his brother had his opportunities.

OP's parents are enabling his behavior.

OP did what was necessary, and his parents can support him if they're concerned.

It's not OP's responsibility to bail him out again if he hasn't learned from past help.

OP's brother has a habit of being bad with money. So, it's not a good idea for OP to lend him any more cash.

His brother needs to realize that money doesn't grow on trees. If OP's parents are so worried, they should step up and help out.

It's OP's money, so it's his decision whether to lend it or not. His brother has had chances in the past but hasn't learned.

OP's parents are just making things worse by always bailing him out. OP did what he had to do, and if his parents are so concerned, they can support him instead.

It's not OP's job to keep rescuing his brother if he's not learning from his mistakes.

Damjan