Man Takes Some Of His Brother's Educational Savings To Pay For The Car He Damaged, Brother Says He Should Have Lied To The Insurance Company

"I told him he's lucky I didn't just go to the cops"

Maryjane

• Published in Interesting
• June 4, 2023

Nobody enjoys having to pay for auto insurance. Why bother if you've been driving for years and never required it?

Like many other things in life, it's preferable to have something than to need it and not have it. This is a fact that has long been known regarding auto insurance.

The majority of individuals don't appear to realize the significance of auto insurance, so it is imperative to stress its necessity constantly. While many people believe insurance to be nothing more than an added expense, they are unaware of its true value.

Anyone who has ever purchased insurance, no matter how reluctantly, can attest to the fact that anything may go wrong at any time and that a solid insurance plan is always available to provide you with a layer of safety. The OP in today's story would have made use of his insurance, but it would have landed his brother in trouble.

The thing is, the OP's 16-year-old brother sideswiped his car while "drifting" his shitbox car, and the cost was around $15,000. If he goes through insurance, he will have to explain what happened, and they will go after him for the money.

Or they might also expect the OP to file a police report, which will get him in trouble. OP's parents decided to pay for the damage, and the money came out of his college fund.

Here's the headline

If the OP goes through insurance, he will have to explain what happened

The OP's brother will just have to get a job or live at home and commute to a closer college

The OP feels he's lucky he didn't go to the cops

We've gathered some of the most upvoted comments from other redditors for you to enjoy below

There are repercussions for one's actions and mistakes

Taking responsibility for yourself

He did the stupid deed and now has to pay for it

Mistakes do have consequences

He's lucky the OP's parents were willing to pay for it

He still has time to build back some of the money

People go to jail for that

File the claim against his insurance and get the money

Does the OP has collision coverage on his car?

What an entitled AH the OP's parents have raised

This is a lesson the OP's brother needs to learn

Next time, the OP's brother will be much more cautious

It sounds like he probably wasn't doing anything illegal

Checking through the policy to see if you're required to report

It makes no sense not to go through insurance

He's old enough to realize this

Some Redditors believed that it wasn’t a mistake as the OP's brother drifted into his car intentionally. This is a foreseeable consequence of reckless driving and he chose to risk damaging his and other people’s property.

Choosing dangerous behavior and making a mistake are not the same thing, so the OP was declared not the AH.

Maryjane